QUADMATICS RECOGNIZES THE IMPORTANCE OF PROTECTING YOUR PERSONAL AND FINANCIAL INFORMATION WHEN YOU VISIT OUR WEBSITE LOCATED AT www.quadmatics.com ("WEBSITE"). THE FOLLOWING INFORMATION IS DESIGNED TO HELP YOU UNDERSTAND THE INFORMATION COLLECTION PRACTICES AT THIS WEBSITE.

BY VISITING THIS WEBSITE, YOU ARE ACCEPTING THE PRACTICES DESCRIBED IN THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS POLICY, PLEASE DO NOT USE THIS WEBSITE. PLEASE REVIEW THE TERMS AND CONDITIONS TO LEARN OF OTHER TERMS AND CONDITIONS APPLICABLE TO YOUR USE OF THIS WEBSITE.

THIS USER AGREEMENT AND PRIVACY POLICY GOVERNS THIS WEBSITE, MOBILE SITE, APPLICATION, AND/OR OTHER SERVICE, REGARDLESS OF HOW DISTRIBUTED, TRANSMITTED, PUBLISHED, OR BROADCAST (EACH, A "SERVICE") PROVIDED BY QUADMATICS FINANCIAL SERVICES LLC, ITS SUBSIDIARIES AND/OR AFFILIATES ("WE," "US," OR "OUR") THAT LINKS TO THIS USER AGREEMENT AND PRIVACY POLICY, WHICH IS BINDING ON ALL THOSE WHO ACCESS, VISIT AND/OR USE THE SERVICE, WHETHER ACTING AS AN INDIVIDUAL OR ON BEHALF OF AN ENTITY, INCLUDING YOU AND ALL PERSONS, ENTITIES, OR DIGITAL ENGINES OF ANY KIND THAT HARVEST, CRAWL, INDEX, SCRAPE, SPIDER, OR MINE DIGITAL CONTENT BY AN AUTOMATED OR MANUAL PROCESS OR OTHERWISE (COLLECTIVELY, "YOU" OR "YOUR").

Changes to this privacy policy

Quadmatics reserves the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. Such changes shall be effective immediately upon posting. We suggest that you review this policy periodically for changes. The current version of this Privacy Policy can be accessed from the link on our homepage, or at the bottom of our other Website pages. You acknowledge that by accessing our Website after we have posted changes to this Privacy Policy, you are agreeing to the terms of the Privacy Policy as modified.

Information collection and use

Personally identifiable information: The personally identifiable information you submit to our Website is used only to service your account and/or to provide you with information on Quadmatics products and services. The types of personal information that may be collected at our Website include: name, address, e-mail address and telephone number. We will not sell, share or rent your personally identifiable information to others in contravention of this Privacy Policy. Please contact us by email or telephone as specified below to update your account information whenever such information ceases to be complete or accurate.

Aggregate information: We generally record certain usage information, such as the number and frequency of visitors to our Website. This information may include the websites that you access immediately before and after your visit to our Website, the Internet browser you are using and your Internet Protocol (IP) address. If we use such data at all it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally.

Cookies

This website utilizes industry standard analytics packages which gathers limited information on visitors to our website automatically, and stores this anonymous information in server log files. This information may include IP addresses, browser type, basic IP information, referring pages, operating system used and date/time stamps. This information does not identify individual users; it is used only for site administration, as well as for analysis of website usage and trends.

Additionally, cookies may be used to provide easier and faster access to website features such as logins and/or repeat visits. Cookies are very small text files that are stored on personal computers for reference purposes. We do not link the information we store in cookies to any personally indentifiable information you have submitted while on our site.

We use both session ID cookies and persistent cookies. A session cookie expires when your browser is closed, and a persistent cookie may stay on your hard drive for an extended period. Session cookies make it easier for you to navigate our site; persistent cookies can perform such activities as storing your password for forums or blogs so you do not have to sign in every time you visit those areas, and/or may be used to enable us to track and target the interests of our users so as to enhance the overall experience of using our site.

Privacy Preferences

This Website may contain information, including P3P privacy policies ("Privacy Preference Information"), intended to work with your selected privacy preferences. While we have tried to make such Privacy Preference Information included within this Website conform to this full-text of this Privacy Policy, this Privacy Policy is the definitive statement of the privacy policies and practices for this Website.

Service Providers

We may use internal or external service providers to operate our Website and employ other persons to perform work on our behalf, such as sending postal mail and e-mail. These persons may have access to the personally identifiable information you submit through the Website, but only for the purpose of performing their duties. These personnel are not permitted to use your personally identifiable information for any other purpose.

Business Transfers

If all or some of the business, stock or assets of Quadmatics are acquired or merged with another business entity, we will share all or some of your information with this entity to continue to provide service to you. You will receive notice of such an event and the new entity will inform you of any changes to the practices in this Privacy Policy. If the new entity wishes to make additional use of your information, you may decline such use at such time.

Disclosure to Third Parties

The personal data you provide to us will only be disclosed to third parties if we have your permission, or as set out in this Privacy Policy. We may disclose details about the general use of our Websites to third parties – for example, to demonstrate patterns of use to advertisers and other business partners. Information we pass on for this purpose will not include any personal data by which you may be identified. We endeavor to prevent unauthorized disclosures of your personal data by third parties but we are not responsible for any unauthorized disclosures or other breaches of security or for the actions of others if the information was passed to them with your authority or with the authority of anyone other than us or our group companies.

Third Party Websites

Quadmatics may establish links between this Website and one or more websites operated by third parties. Quadmatics has no control over any such other websites, the contents therein or the products/services offered. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. Quadmatics disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our Website.

Security

No data transmission over the internet can be 100% secure, so Quadmatics cannot ensure or warrant the security of any information you submit to us on this Website. However, Quadmatics seeks to protect your personal information when you transact business on our Website by requiring the use of a browser software program that supports industry standard SSL encryption with 128-bit key lengths. The "128-bit" designation refers to the length of the key used to encrypt the data being transmitted, with a longer key representing a higher level of security.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order or legal process served on our website.